Items a Personal Articles Policy may protect

Anything that isn’t permanently attached to your home, or your property is most likely considered personal property. Personal articles coverage may offer broader coverage than your existing homeowner’s policy, helping ensure you can repair or replace those items you value (and even those you don’t).

Personal property doesn’t have to be in your home to be protected by your policy. Your coverage travels with you — whether you’re enjoying the vacation of your dreams or running weekly errands.

Keepsakes

Jewelry, collectibles, fine art, furs, etc.

Equipment

Cameras, computers and software, musical instruments, bicycles, silverware, sports equipment

Health-related

Hearing aids, medical devices, prosthetic devices, personal mobility devices and wheelchairs

Personal Articles Policy features

Worldwide coverage

Personal property coverage applies anywhere in the world. When you go on vacation, items such as jewelry and cameras are covered.

Replacement cost

We’ll pay the cost to repair or replace your personal property, without deduction for depreciation up to the applicable limit.

Deductible

Although available if desired, there generally is no deductible on a Personal Articles Policy.

What a Personal Articles Policy doesn’t cover

While coverage protects your personal property for many loss situations, there are some exceptions. Your items outlined in your policy will help you understand details about your personal property coverage.

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