Because everyone’s needs are different, it’s best to consult an insurance agent to help assess your needs and find the insurance policy that’s right for you. At Boost Insurance, our dedicated team of insurance professionals is here to assist you in securing homeowners coverage through a homeowners insurance policy to protect your home and your belongings.
What Is Homeowners Insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means it covers both damage to your property and your liability or legal responsibility for any injuries or property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered, but there are exceptions. The most significant are damage caused by floods, earthquakes, and poor maintenance. You must buy separate policies for flood coverage and earthquake coverage. Maintenance-related problems are the homeowner’s responsibility.