What is Dental Insurance?
Having dental insurance can give you much-needed peace of mind—especially considering the high cost of dental work. With a quality dental insurance policy, you can get coverage for anything from routine exams and cleanings to more complex procedures such as root canals and extractions. Dental plans typically fall into one of three categories: employer-based, self-purchased, or “riders” attached to medical insurance policies. Whether you currently have coverage or are trying to decide whether to add on dental benefits, it’s important to understand the basics of dental insurance.
What does dental insurance cover?
Most dental insurance plans cover:
- Preventative exams
- Routine teeth cleaning
- Root Canals
- Other oral surgical procedures
Be sure to read the details of your plan to understand the level of coverage and potential out-of-pocket costs.