There’s no such thing as a risk-free business. Business insurance helps you manage risk by protecting your company against lawsuits, vandalism, employee injuries and other threats. Boost works with a network of national insurance companies to give you access to a wide range of business insurance coverages.
General Liability Insurance and Business Property Insurance
A business owner’s insurance package combines general liability coverage with property insurance to provide comprehensive coverage. Liability coverage protects you if a customer is injured on your property, while property insurance covers your business equipment, inventory and other items. If you provide professional services, look for a business owner’s policy that includes professional liability insurance, which protects you against claims of negligence.
Commercial Insurance for Vehicles
Whether you have a single company vehicle or a whole fleet, you need commercial auto coverage. This type of business insurance protects you in the event one of your employees is involved in an accident while working for you. Commercial auto coverage is essential if you have your own vehicle fleet, you have employees who travel regularly in the course of their work or your company transports hazardous materials.
Business Insurance Coverage for Contractors
If you’re a home service professional, you need business insurance to protect your equipment and shield you from liability. Contractor insurance is ideal for electricians, HVAC professionals, plumbers, landscapers and other professionals responsible for providing in-home services. With Boost, you can customize a package with multiple insurance products, including coverage for mobile equipment, building property and completed operations.
Commercial Umbrella Policies
An umbrella policy is a type of small business insurance that protects you from worst-case scenarios that aren’t completely covered by your existing business insurance policy. Even if you have professional liability insurance or a comprehensive BOP package, your policy is subject to certain limits. If an accident is serious enough, you could be liable for hundreds of thousands of dollars in medical expenses or property damage, forcing your business to file for bankruptcy. An umbrella policy gives you extra protection.
Your employees are one of your greatest assets. Unfortunately, it’s possible for an employee to sustain a serious bodily injury or develop an occupational illness while working for your small business. Workers’ compensation insurance covers these work-related injuries and illnesses, ensuring your employees can get the care they need without bankrupting your company.
Depending on your industry, you may have to be bonded before you can obtain a business license or enter into a contract with a customer. A surety bond is an agreement between you (the principal), your customer (the obligee) and the insurance company (surety). You may need to purchase this type of bond to guarantee your performance of a contract or qualify for licenses and permits.
If you need to purchase insurance for your business, contact Boost at (855) 616-0187. Whether you need additional protection against legal liability or coverage for your business or personal property, we’re standing by to help.
How We Save You Money
- We represent the country’s top insurers
- One central place to get multiple quotes to make sure you get the right coverage for the most competitive price
- Guidance to help you understand the different coverages that are suitable for your insurance needs and your budget
- Only with Boost, you get annual reviews of your policy to make sure your rates stay as low as possible
- Easy payment options, flexible down payments and personalized service
With nearly 10 years of experience, we’re here to help you each step of the way