What is a manufactured home?

Manufactured homes are built under a federal building code enacted in 1976 and administered by the U.S. Department of Housing and Urban Development (HUD). They are assembled in a factory and then transported to the site where the home will be lived in.

What’s covered?

Manufactured Home Policy provides accidental, direct physical loss to your dwelling and named peril coverage for your personal property.

Dwelling coverage

Pays for covered repairs or replacement of the dwelling and other structures on the same property, such as sheds and garages.

Personal property coverage

Pays for personal property while it is in your home or anywhere else in the world in the event of a covered loss.

Loss of use coverage

When a covered loss makes your home uninhabitable, we can help in several ways.

Additional living expense

Pays the necessary increase in costs you incur while your home is being repaired or replaced.

Fair rental value

Helps pay for lost rental income when your home is rented or held for rental.

Liability coverage

Protects you financially against costly liability lawsuits.

Medical payments coverage

Helps pay medical bills for people injured on your property.

Home alert discounts

You may qualify for insurance discounts if you install fire, smoke, or burglar alarms or other home monitoring systems.

Model year discounts

Depending on the year that your manufactured home was built, you may qualify for savings based on the age of your home.

What’s not covered?

While the Manufactured Home Policy provides broad coverage, it does not provide coverage for every loss. What are some examples of losses not insured?

  • Damage caused by continuous or repeated seepage or leakage of water or steam
  • Water damage caused by flood or underground water
  • Damage caused by wear, tear, deterioration, or mechanical breakdown
  • Wet or dry rot
  • Damage caused by settling, deterioration, contamination or nuclear hazard
  • Damage caused by birds, rodents, insects or domestic animals
  • Business pursuits or professional services See business owners policies

How We Save You Money

  • We represent the country’s top insurers
  • One central place to get multiple quotes to make sure you get the right coverage for the most competitive price
  • Guidance to help you understand the different coverages that are suitable for your insurance needs and your budget
  • Only with Boost, you get annual reviews of your policy to make sure your rates stay as low as possible
  • Easy payment options, flexible down payments and personalized service

  • With nearly 10 years of experience, we’re here to help you each step of the way