Why Choose Boost Health?

All plans in one place

Whether you need health insurance for yourself, your business, or your family, Boost Health has a wide range of options. Let our experts help you find the health insurance you need.

Benefit comparisons

See unbiased comparisons of plan costs and benefits across all major carriers. Get a quote & find the most affordable plan that’s right for you.

Lifetime support

Our support continues even after you sign up. Talk to our licensed insurance agents to understand your plan benefits, premiums, and more.

Which kind of health insurance should I get?

For individuals and families, there are 3 types of health insurance. As always, our licensed agents are here to help you find the right health insurance plan to suit your individual needs.

Affordable Care Act Plans

You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses.

ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.

Short-Term Plans

If you can’t afford an Affordable Care Act (ACA) plan or have missed the cutoff to apply, you may want to consider a short-term plan. Compared to ACA plans, short-term health insurance typically provides much less coverage and does not help you avoid any state tax penalties. But short-term plans do accept applications year-round, and they can help offset costs if you have a medical emergency unrelated to a preexisting condition.

Short-term plans do not meet the requirements of the ACA and may not cover all — or any — of your medical needs, so you’ll want to read the plan details carefully before applying. Also worth noting that purchasing short-term health insurance may make you ineligible for other health insurance including ACA plans and COBRA.

Medical Indemnity Plans

Also known as fee-for-service plans, medical indemnity health insurance pays you a fixed amount for services such as $50 for a doctor visit. In this example, if you visit the doctor, the plan will give you $50, regardless of the bill for the actual visit.

When combined with other insurance, medical indemnity plans can help cover out-of-pocket medical expenses like copays and coinsurance. You can also purchase a medical indemnity plan as your only insurance or as part of an insurance package, but as with short-term health insurance, medical indemnity plans do not meet the requirements of the Affordable Care Act (ACA) and will not help you avoid any state tax penalties. Indemnity plans also typically do not cover preexisting conditions and may include per-incident, yearly, and/or lifetime benefit limits.

Medical indemnity plans are not right for everyone, but if you want help covering medical costs and expenses, they may be worth a second look.

Frequently Asked Questions

Individual health insurance costs vary depending on your state. On average, you can expect to pay between $225 and $327 per month* for a single person. Browse health insurance options by state to find plans available in your area.

* This is the based on average pricing for plans from Boost Health, but actual prices available depend on zip code, age, gender, and other factors. Get a personalized quote to see what may be available for you.

The cheapest individual health insurance coverage will depend on your household income as you may qualify for a subsidized plan. Without subsidies, you can find plans for as little as $139 per month* for a single person.

* This is the based on the lowest prices for plans from Boost Health, but actual prices available depend on zip code, age, gender, and other factors. Get a personalized quote to see what may be available for you.

You can get individual health insurance and compare prices from all carriers in one place with a marketplace, like Boost Health. Marketplaces offer more support to help you find the right plan that suits your needs at no extra cost to you. To get coverage, simply enter some basic information (age, zip code, gender, etc.) and compare quotes from carriers in your state.

Individual health insurance plans cover everything a plan provided through your employer would cover. You can compare dozens of options available in your area to find the right balance between price and coverage. Boost Health’s licensed insurance agents can help you find a plan that fits your specific needs at no extra cost!

You can purchase an individual health insurance plan during open enrollment or during a special enrollment period. To qualify for a special enrollment period, you must have a qualifying life event, such as loss of current coverage or a change in marital status. Check our list of qualifying life events to see if you’re eligible.

How We Save You Money

  • We represent the country’s top insurers
  • One central place to get multiple quotes to make sure you get the right coverage for the most competitive price
  • Guidance to help you understand the different coverages that are suitable for your insurance needs and your budget
  • Only with Boost, you get annual reviews of your policy to make sure your rates stay as low as possible
  • Easy payment options, flexible down payments and personalized service

  • With nearly 10 years of experience, we’re here to help you each step of the way