{"id":18786,"date":"2021-11-03T14:48:20","date_gmt":"2021-11-03T18:48:20","guid":{"rendered":"https:\/\/askrfg.wpengine.com\/insurance\/?page_id=18786"},"modified":"2021-12-21T11:47:02","modified_gmt":"2021-12-21T16:47:02","slug":"personal-articles","status":"publish","type":"page","link":"https:\/\/askrfg.com\/insurance\/personal-articles\/","title":{"rendered":"Personal Articles Insurance"},"content":{"rendered":"

Items a Personal Articles Policy may protect
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Anything that isn\u2019t permanently attached to your home, or your property is most likely considered personal property. Personal articles coverage may offer broader coverage than your existing homeowner\u2019s policy, helping ensure you can repair or replace those items you value (and even those you don\u2019t). <\/span><\/p>\n

Personal property doesn\u2019t have to be in your home to be protected by your policy. Your coverage travels with you \u2014 whether you\u2019re enjoying the vacation of your dreams or running weekly errands.
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Keepsakes<\/h2><\/div>
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Jewelry, collectibles, fine art, furs, etc.<\/span><\/p>\n<\/div><\/div><\/div>

Equipment<\/h2><\/div>
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Cameras, computers and software, musical instruments, bicycles, silverware, sports equipment<\/p>\n<\/div><\/div><\/div>

Health-related<\/h2><\/div>
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Hearing aids, medical devices, prosthetic devices, personal mobility devices and wheelchairs<\/p>\n<\/div><\/div><\/div>

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Personal Articles Policy features<\/h3>\n<\/div>

Worldwide coverage<\/h2><\/div>
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Personal property coverage applies anywhere in the world. When you go on vacation, items such as jewelry and cameras are covered. <\/p>\n<\/div><\/div><\/div>

Replacement cost<\/h2><\/div>
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We’ll pay the cost to repair or replace your personal property, without deduction for depreciation up to the applicable limit.<\/p>\n<\/div><\/div><\/div>

Deductible<\/h2><\/div>
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Although available if desired, there generally is no deductible on a Personal Articles Policy.<\/p>\n<\/div><\/div><\/div>

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What a Personal Articles Policy doesn\u2019t cover<\/h3>\n

While coverage protects your personal property for many loss situations, there are some exceptions. Your items outlined in your policy will help you understand details about your personal property coverage.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

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How We Save You Money<\/h3>\n<\/div>